Traders, shoppers and goods at Kimironko Market

BUSINESS ESSENTIALS

Your enterprise.
A clearer financial story.

For a shop, a service business or a group: clear records help you understand your position and prepare a finance conversation.

Start here

ISOKO / GASABO04KNOWLEDGE YOU CAN USE

YOUR WEEKLY ROUTINE

Four records.
A view of your business.

Sales and receipts

Record sales separately from money received. Keep unpaid invoices on a receivables list.

Costs and suppliers

Track stock bought and sold, supplier obligations and due dates.

Business and household money

Record money taken for personal use. Keep it distinct from business profit and stock purchases.

A forward plan

Map expected receipts against earlier payments. Try a scenario where a customer pays late.

PREPARE THE CONVERSATION

Build a clear business picture.

I have described the business and its customers.I have income and expense records.I have listed receivables and amounts owed.I have a quote or plan for the proposed purchase.I have identified the expected repayment source.I will ask the SACCO for the document list for my business.

This is a preparation list, not a score or a lending decision. Checkmarks are cleared on reload.

WHEN INCOME VARIES

Plan the working season.
And the payment season.

Your harvest, stock and services

If income arrives unevenly, record the months with higher receipts and higher costs. Separate expected receipts from cash already received. Consider delayed customers or a smaller harvest too.

Review your money position

YOUR NEXT STEP

Your questions.
A conversation starts here.

Prepare a question

Your enterprise.A clearer financial story.

Four records.A view of your business.