Income is not all spending money.
Separate essentials, repayments and what you want to save. Notice which bills fall before your next income.
Try a planning tool
EVERYDAY MONEY KNOWLEDGE
Money feels clearer.
When you understand it.
Short lessons with a practical next step.
LEARN MORE. CHOOSE WITH CONFIDENCE.
Your money.
Your possibilities.
Practical knowledge for your home, your business and your conversations with the SACCO. Choose where to begin.
PLANNING TOOL
Give every franc a plan.
See your income, outgoings and room to save.
Explore the guidePLANNING TOOL
Your next goal starts here.
Set an amount and a date. Find your monthly step.
Explore the guideBORROWING
Before you sign.
Understand the full cost and questions to ask.
Explore the guideBUSINESS
Business with a clearer view.
Organise your records, payments and expected cash.
Explore the guideSECURITY
Spot a scam before it starts.
Try three scenarios. Know how to respond.
Explore the guideMEMBERSHIP
Membership, understood.
Useful questions before, during and after your visit.
Explore the guideREAD. TRY. PLAN.
Four ideas to begin with.
A deposit needs cash, too.
Even if refundable, a deposit is unavailable for everyday costs while it is held.
Try a planning toolAn invoice is not cash received.
Plan the costs of continuing to work and the possibility of a customer paying late.
Try a planning toolSmall costs add up.
One journey may look inexpensive; check the total for all your trips in a month.
Try a planning tool